In Debt At 50 - The Struggle Continues

Day five of my three month daily journals.

My sister might give me $3000 to pay down my car note. They won't budge from the $575 monthly car note, even though I owe only $10,000. I will call them tomorrow to see if $5000 will bring down the monthly payments. If not, I will use the money to pay off a credit card and get back into the chapter 13 program. I don't see any other way around it.

Also, I called to pay off a $35 payment on my old Victoria's Secret credit card. However, when I called the automated line said I owed nothing. I will call back tomorrow to see if I can talk to a live person. If I pay them, that will be 3 creditors I have paid off in the month of May.

I will let you guys know what the two creditors say tomorrow. Will keep my fingers crossed and maybe I will have some good news to share.


  1. The state seemed to trim debt by introducing mortgage curbs in July, and the 토토사이트 central bank raised interest rates in August, the primary main financial system to do so in the course of the pandemic. By the end of March, South Koreans of their twenties and thirties held a report $395 billion in loans, a 14% enhance from the identical time last yr, according to the Bank of Korea. Those of their thirties have the most publicity, with their debt equal to roughly 270% of their annual earnings. This figure isn’t far off from other OECD countries—Canadian millennials for example, have a 216% debt-to-income ratio—but younger Koreans’ debt has exploded current years|in current times|lately}.


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